The Factoring Advantage

• Stabilize your operating cash flow.
• Reinvest in your business.
• Fund marketing efforts to grow your business.
• Be better financed than your competitors and increase market share.
• Offer better credit terms to your customers.
• Improve your company's credit status.
• Spend more time managing your business.

Why Factoring vs. a Bank Line of Credit?

• Factoring services for cash flow funding is not a loan and does not increase the business' debt.
• Approval is quick and convenient.
• Factoring does not require the business to submit Borrowing Base Certificates monthly or financial statements quarterly.
• With Factoring, cash flow funding is unlimited, there is no credit line.
• Because Factoring is not a loan, there is no principal to be repaid.
• Underwriting decisions are based on the financial strength of your customers, not on the financial strength of your business.
• Banks prefer to loan on hard assets (real estate, equipment) not against accounts receivable.
• Start-up, rapidly growing and financially challenged businesses cannot qualify for bank lending for cash flow funding.

Who Factors?